MoneySuperMarket Car Insurance: Compare Cheap Quotes & Save

Few things stir up more questions than finding the right car insurance. Between the promise of saving hundreds and the fear of missing a cheaper deal, drivers in the UK and Ireland face a maze of comparison sites and providers. MoneySuperMarket is one of the biggest names in the UK, claiming customers can save up to £506, but how does it stack up against rivals in Ireland? This article breaks down the real numbers, user reviews, and what to watch out for when comparing quotes.

Potential savings on car insurance: Up to £506 ·
Number of providers compared: 185 ·
Trustpilot reviews: 54,234

Three facts, one pattern: the advertised savings and provider counts look solid, but the real cheapest option depends heavily on your personal details — no single site guarantees the lowest premium for everyone.

The table below compiles the key data points from the main comparison sites and brokers operating in the UK and Ireland.

Who has the cheapest car insurance right now?

The cheapest car insurance varies by driver profile, location, and vehicle. No single provider wins across the board. MoneySuperMarket states customers save up to £506 (MoneySuperMarket (UK comparison site)), while Comparethemarket offers comparisons across 185 providers. In Ireland, the landscape is different: local brokers like Chill Ireland compare 14 companies and The AA Ireland compares 12.

What about the cheapest car insurance in Ireland?

• Irish comparison sites typically cover fewer providers than UK ones — but they focus on insurers licensed locally.
• Chill Insurance says it compares prices from 14 leading insurance companies.
• Quote Devil advertises a €40 online discount.
• FBD, Ireland’s largest Irish-owned insurer, offers a 10% online discount and up to 75% No Claims Discount.

The pattern: there is no single cheapest option. The best approach is to run quotes through at least two comparison sites, both UK and Irish, to cover the widest set of providers. For UK drivers, MoneySuperMarket and Comparethemarket remain strong starting points. For drivers in Ireland, local brokers like Chill, The AA, and FBD are more likely to return relevant quotes.

Is MoneySuperMarket trustworthy?

MoneySuperMarket holds over 54,000 reviews on Trustpilot (Trustpilot (aggregated user reviews)), reflecting a large user base using its free comparison service. The site has been a fixture in UK price comparison for years and is operated by Moneysupermarket.com Financial Group, a publicly traded company. There is no evidence of any official rebranding — it remains MoneySuperMarket.

What benefits do you get with MoneySuperMarket?

• Free comparison service covering car, home, travel, and more.
• Access to multiple insurers in one search.
• Potential savings of up to £506 on car insurance, based on the company’s own claim.

What is the new name for MoneySuperMarket?

No new name has been announced. The service continues to operate as MoneySuperMarket, despite occasional online confusion. The company’s corporate name — Moneysupermarket.com Financial Group — has always been the parent entity, not a consumer-facing rebrand.

The implication: trustworthiness here is high for a comparison site — it is regulated, transparent about savings claims, and widely reviewed. However, those savings claims are self-reported and should be confirmed with your own quote.

Who are the top 5 car insurance companies?

Common major insurers in the UK include Direct Line, Tesco, Aviva, Admiral, and LV=. In Ireland the landscape differs — Allianz, Axa, Liberty, Zurich, and FBD are frequently listed by brokers. Rankings change weekly based on pricing, promotions, and underwriting appetite. No static top-5 list is reliable; comparison sites provide real-time rankings based on your profile.

• Direct Line: tier1 UK insurer, often competitive for low-risk drivers.
• Aviva: major UK and Irish presence.
• Allianz: named by multiple Irish brokers.
• FBD: Ireland’s largest Irish-owned insurer.
• Liberty: another common name in Irish quotes.

The catch: “top” depends entirely on your personal data — a provider that is cheapest for one person may be expensive for another. Use comparison sites to see your own top 5.

What not to tell your insurance company?

Never lie about your annual mileage, where the car is parked overnight, or vehicle modifications. Withholding information can lead to policy voidance or claim rejection. Always be honest about no-claims discount and driving history. According to Chill Insurance (Irish broker), even small omissions can invalidate cover. The AA Ireland also advises full disclosure when getting a quote.

• Don’t underestimate annual mileage — insurers use this to calculate risk.
• Always declare modifications (e.g., alloy wheels, engine changes).
• Be accurate about where the car is kept (garage vs. street).
• Disclose all penalty points and previous claims.

Why this matters: a rejected claim costs far more than a slightly higher premium. Honesty upfront is the only safe route.

How much is the average car insurance in Ireland?

No official average car insurance cost for Ireland is provided in available data. Costs depend heavily on age, driving history, car model, and location. Using comparison sites like Chill Insurance (Irish broker) or local brokers such as GMIB (Irish insurance broker) can give accurate personalised quotes. The AA Ireland advertises potential savings up to €320, suggesting that shopping around can make a meaningful difference.

What car can I buy for £150 per month?

A £150 per month budget can cover a used small car (e.g., a 10-year-old Ford Fiesta or VW Polo) on finance, but the exact monthly insurance cost will vary. In Ireland, a young driver might pay €100–€200 per month for insurance alone, while a more experienced driver could pay half that. The interaction between car price and insurance cost reinforces the need to compare both before committing.

The trade-off: a cheaper car typically means lower insurance, but a car with a high repair cost or poor safety rating could offset the savings.

Confirmed facts vs. What remains unclear

Customers can save up to £506 on car insurance.

— MoneySuperMarket (homepage claim)

The AA says it compares 12 car-insurance quotes and advertises savings of up to €320 on a policy.

— The AA Ireland

The data confirms that comparison sites work — but they work best when you use more than one. For UK readers, MoneySuperMarket and Comparethemarket are essential bookmarks. For those in Ireland, the strongest picture emerges by combining local brokers (Chill, The AA, FBD) with a UK-wide check for cross-border policies. The risk of not comparing is obvious: you could be overpaying by hundreds every year.

Related reading: compare car insurance quotes in Ireland · Money Supermarket car insurance

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